Compare & Review Health Insurance Plans & Alternative Health Insurance options for 2026

💰 Money Saving Tips with CHM 
Switching to Christian Healthcare Ministries (CHM) isn’t just a smart health decision—it’s a financial win. Compared to traditional commercial insurance, CHM offers dramatically lower monthly costs and deductibles, freeing up hundreds of dollars each month. Not only that, but if you have a medical issue, your "deductible" is only $1,250 with the Gold plan. Who can afford an average of $5,000 deductible these days?

 

📉 Real Savings, Real Impact VS commercial health insurance
Let’s break it down:

Monthly Savings: $286 per person
Annual Savings: $3,432 per person
Family of 3? That’s over $10,000 saved per year!

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💸 Maximize Your Savings with CHM
Christian Healthcare Ministries offers multiple ways for members to reduce their monthly contributions and out-of-pocket costs:

• Automatic ACH Discount – Enjoy a 3% savings when you set up recurring monthly contributions via ACH (starting January 2026).

• Complete Surgical Care Program – Lower your surgical expenses and receive a $1,250 membership credit.

• Cancer Care Support Program – Reduce treatment costs and earn a $1,250 membership credit.

• Maternity Care Program – Cut childbirth costs and receive $500 off your Maternity Personal Responsibility.

 

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🏦 Build Your Own Health Savings Buffer
Instead of watching your money disappear into high premiums, redirect those savings into a dedicated account. This personal “health savings account” can cover:

• Go to the doctor or specialist

• Prescription medications

• Need lab work & Diagnostic Testing

• Need dental work or glasses/eye exam

 

With CHM’s lower monthly share, you’ll have the flexibility to pay out-of-pocket for everyday care—without disrupting your monthly budget.
 

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💡 Pro Tip
Set up an automatic transfer to your savings account each month. That way, your unused premium dollars become a growing safety net for future medical needs.

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