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2025 Update Compare Christian Healthcare Ministries CHM to Compare Medishare Medi-share FAQ TIPS MORE
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Comparing Health Insurance and alternative options
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Personal responsibility (PR)
All three participation levels are for medical cost exceeding your personal responsibility amount (It's like your insurance deductible):
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$1,000 Gold plan
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$2,500 Silver plan, per medical event
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$5,000 Bronze plan, per medical event
Each program has a per-illness limit of $125,000, this limit can be exceeded if you have Brother’s Keeper program (The Gold plan combined with the Brother’s Keeper program has a no limit amount per eligible illness!
Brothers Keepers program cost only $22 per person per month.
The Gold plan has a $1,000 'deductible' once your bills are over $1,000 for a covered medical event. You can not submit a bill to CHM for a medical event costing less than $1,000
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